DRAFT — Not legal advice. Subject to attorney review prior to launch.

Summary

Race cards are time-sensitive digital products. Our refund window closes when the card has been delivered or one hour before the first race on the card, whichever comes first. After that point, refunds are not available except for verified delivery failures or processing errors.

1. Pre-Delivery Refunds

If you change your mind before the card has been delivered AND at least one hour before post time of the first race on that card, email support@tbrediq.com with your order ID and we will issue a full refund to your original payment method within five business days.

2. Post-Delivery Refunds

Once a race card has been emailed to you, the product has been delivered. We do not issue refunds for delivered cards based on results, dissatisfaction with selections, or change of plans. Race intelligence is an analytical product whose value is consumed at delivery.

3. Delivery Failures

If you paid for a card and did not receive it by 60 minutes before the first race on that card, contact support@tbrediq.com immediately. We will check our delivery logs:

4. Processing and Duplicate Charges

If you were billed more than once for the same product, contact us with your order IDs and we will refund duplicate charges in full.

5. The Free Thurby Card

The Thursday Thurby card is provided at no cost in exchange for an email signup. There is nothing to refund.

6. Chargebacks

If you have a concern, please contact us first. Initiating a chargeback before contacting us delays resolution and may cause your account to be suspended pending review. We respond to chargeback notices with our delivery records.

7. How to Request a Refund

Email support@tbrediq.com with:

Approved refunds are issued to the original payment method and typically appear within five business days, depending on your bank.