DRAFT — Not legal advice. Subject to attorney review prior to launch.

1. Informational Purpose Only

TBredIQ produces thoroughbred race analysis for informational and entertainment purposes. The materials we publish reflect our model output and editorial commentary. They are not financial advice, investment advice, or wagering advice, and they are not a recommendation to place any wager.

2. No Promises About Results

Outcomes in thoroughbred racing depend on many factors outside the control of any analyst, including but not limited to track condition, weather, equipment changes, jockey decisions, pace dynamics, and unforeseen events during a race. We do not represent or promise that any pick, ranking, narrative, or selection will produce a winning result, a profitable result, or any specific result.

Past performance, whether ours or any third party's, does not predict future performance.

3. Wagering Risk

Pari-mutuel wagering involves financial risk. You can lose all of the money you wager. Wager only amounts you are prepared to lose, and never with funds reserved for essential living expenses.

If you choose to act on any of our analysis, you do so entirely at your own discretion and at your own risk.

4. Eligibility

You must be of legal age to wager on thoroughbred racing in your jurisdiction (typically 18 or 21, depending on state) to use this product in connection with any wagering activity. TBredIQ does not accept wagers and does not facilitate wagering. We are not a sportsbook, casino, or advance deposit wagering operator.

5. Problem Gambling

If you or someone you know may have a gambling problem, free, confidential help is available 24/7:

6. Data Sources and Independence

Our model uses licensed past-performance data and our own proprietary figures. We are independently developed and are not affiliated with, endorsed by, or sponsored by any racetrack, racing commission, breed registry, past-performance vendor, or wagering operator.

7. Editorial Judgment

Where our published narrative reflects editorial commentary, we strive to anchor every assertion to a verifiable data point. However, handicapping is an exercise in probability and judgment. Reasonable analysts will reach different conclusions from the same data set.

8. Contact

Questions about this disclaimer? Contact us at support@tbrediq.com.